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Methods of Payment Available

As a student, you are ultimately responsible for all tuition and fees incurred, regardless of any anticipated third-party payments (e.g., tuition assistance, loans, etc.).

A number of payment methods are available for covering your tuition costs. Please follow any link below to find out more about each payment method.

Automatic Debit Plan

APUS offers an Automatic Debit Plan to enable you to spread tuition payments out over time by having them automatically charged to a credit card on a pre-set schedule. The amount and number of payments is proportional to the length of the term. If you are in 16-week term, you will make four ADP payments. Tuition is billed separately for each 16-week term of the doctoral program. The ADP plan applies to the tuition for each term.

ADP Eligibility

To be eligible to use ADP, you must:

  • Have declared an undergraduate, master’s, or doctoral degree as your academic goal
  • Use a credit card as payment
  • Have an acceptable credit history with APUS

For more information regarding our payment plans, please visit the AMU or APU tuition & finance site.

Credit Card

You may pay your tuition and any other charges with your Master Card®, Visa® or Discover® card.

Federal Student Aid

The federal government offers a number of financial aid options to help you pay for school. Graduate and professional degree students may be eligible to receive aid from the following Federal Student Aid program:

The William D. Ford Federal Direct Loan (Direct Loan) Program—This is the largest federal student loan program. Under this program, the Department of Education is your lender rather than a bank or other financial institution. There are two types of Direct Loans that graduate and professional degree students may receive:

  • Direct Unsubsidized Loans—Eligible students may borrow up to their cost of attendance, not to exceed $20,500, per school year.
  • Direct PLUS Loans—Eligible graduate and professional degree students who need to borrow more than the maximum unsubsidized loan amounts to meet their cost of attendance may apply for a PLUS loan. A credit check will be performed during the application process.

The U.S. Department of Education ( website provides information on all Federal Student Aid programs.  You will need to complete the Free Application for Federal Student Aid (FAFSASM) to apply for federal aid.

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