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Satisfactory Academic Progress (SAP)

Satisfactory Academic Progress (SAP) indicates the successful completion of coursework towards a degree or certificate.

  • According to federal regulations, students who fail to make satisfactory academic progress towards their degree or certificate will lose their eligibility to receive Federal Student Aid (FSA).
  • This regulation applies to all students applying for financial aid, including those that have not previously received financial aid.During the evaluation where a student has failed to meet SAP, they may qualify for a “warning” semester during which they may retain their eligibility to receive FSA.
  • Students who lose their aid eligibility may appeal the loss provided there are extenuating circumstances that inhibited their academic progress (i.e. student illness or injury, death of a relative.)
  • Students who submit an appeal must provide:
    • A statement that explains the extenuating circumstance under which the student failed to meet SAP and what has changed that will allow the student to either meet SAP or the requirements of the academic plan.
    • Documentation that confirms the extenuating circumstances and date(s) during which it occurred.
  • If an appeal is approved, the student’s FSA eligibility is reinstated for one probationary semester.
  • If extenuating circumstances do not exist, students may take classes to demonstrate improvement for a future appeal, but they cannot receive FSA to pay for those classes.
  • To otherwise restore eligibility for FSA, students must achieve the GPA and credit hour completion targets as defined in the policy.

SAP is evaluated based on grades posted at the end of each semester and prior to the beginning of the upcoming semester (defined as a 16-week period of academic study).

  • The criteria used to measure Satisfactory Academic Progress:
    • Cumulative grade point average (qualitative)
    • Credit hour completion/Program Pace (quantitative)
  • The requirements of each criterion must be met and are described in detail below

Cumulative Grade Point Average (CGPA)

  • Cumulative GPA is the qualitative measure of SAP, meaning that it looks at the quality of the grades that each student earns in their courses.
  • Cumulative GPA is calculated after 6 undergraduate credits or 6 graduate credits are completed at AMU.
  • Evaluation thereafter occurs in the segments listed in the table below; only credits completed at AMU with a final grade of A through F are included in the Cumulative GPA calculation.
  • To meet SAP requirements, students must maintain a Cumulative GPA that meets or exceeds our minimum as shown in the chart below.

Students who fail to meet CGPA requirements also fail to meet SAP requirements and will be denied FSA.

SAP Criteria on Cumulative GPA (CGPA) and Credits Completed


Total Credits Completed

Minimum CGPA Required
for Financial Aid

Doctoral  Students



Credit Hour Completion/Program Pace

  • Transfer credits are not accepted in the doctoral program.
  • Credit hour completion is the quantitative measure of SAP, meaning that students must complete a certain percentage of their courses to maintain eligibility for Federal Student Aid.
  • Each academic program within our University system has a defined number of credit hours required for completion.
  • You must complete your program within 150% of the published credits.
    • For example, if your program requirements are 58 credits, you must satisfy all requirements of your program without having to attempt more than 87 credits.
  • If you withdraw from a course, you are considered as having attempted the course. If you drop a course, you are considered as having not attempted the course.
  • The grades of A through B- will be counted towards credits completed.
  • Final grades that fall below the minimums (B- for doctoral) are not counted as credits completed, but will be used to determine credits attempted.
  • Courses with a final grade of Satisfactory (S) will be counted towards credits attempted and completed.
  • Courses with a final grade of Unsatisfactory (U) are not counted as credits completed but will be considered credits attempted
  • If you withdraw from a course, you will be removed from the cohort and courses that are not complete will count as attempted credits.
  • You are required to log into your courses during the first week of each course and complete a post or assignment as directed. If you have not done so, you will be prompted to complete these activities or request a Program Hiatus to withdraw from the term. 
  • Courses with grades of incomplete (“I”) will not be counted as attempted until a final grade is earned by you or the Registrar or instructor converts the “I” grade to an “F.”
  • Courses that are dropped prior to the course start date or during the add/drop period in Week One will not count towards attempted credits. 
  • Any course in which you remain beyond Week One will count towards attempted courses regardless of the grade received.
  • Repeated courses will count as attempted courses.
  • To maintain SAP, you must achieve a minimum percentage of credits earned versus credits attempted.

SAP Criteria Based on Credits Attempted versus Credits Completed


Credits Attempted

Credits Completed %

Doctoral Students






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